Hotel credit cards : Most hotel cards don’t charge extra for purchases outside the U.S. Some content may be compensated through third-party advertisers. Find cards that offer rewards or cash back on purchases. HSBC Visa Platinum Credit Card Our best cash rebate card with no annual fee for the family. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. Visa Credit Card) Principal card. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. This is the cost to own a credit card. Rewards. The main drawback is that the minimum spending requirement of $800 is quite high. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. Credit Score. Do also keep in mind that how easy or difficult a credit card is to get also depends on other factors such as your credit score and having continuous employment that is reflected by your CPF statement. Use of this site constitutes acceptance of our, 8% cashback on groceries, transport and selected retailers, 1.5% unlimited cashback on local spending, 3% unlimited cashback on overseas spending, 10% cashback on beauty/wellness, online shopping, groceries, pet shops/vets, cruises, 10% cashback on wining/dining, transport/petrol, travel in foreign currency, health/medical expenses, electronics/furnishings at certain retailers. OCBC Frank: Up to 6% rebate for FX, online, and mobile purchases, low S$600 min. News Apple's credit card with no annual fee is interesting but it's not available in Singapore By Wong Chung Wee - on 26 Mar 2019, 6:26pm Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.” Annual fee. All financial products and services are presented without warranty. CIMB Visa Signature offers a very generous 10% cashback (capped at $100 a month and $20 per category) on beauty and wellness, online shopping, groceries, pet shops, vet services and cruises. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Credit Cards. The VentureOne card requires good credit. Get a fee waiver for 2 years. PHOTO: Pexels . 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card; NRIC; Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. All financial products and services are presented without warranty. It offers both convenience and value. It is rare to get a credit card with no annual fee in Singapore. Best No Fee Cards for Lower Spenders. Not all of us have time to spare waiting for a real human to pick up our call. 1 7,000 KrisFlyer miles: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 November to 31 December 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. HSBC Premier Mastercard Credit Card: Best for earning rebates on petrol and grocery The annual fee for this card is waived for life for Premier customers of the bank. The details you see on our site may be different from others. If you do not have your Credit Card PIN, please call +65 6333 6666. You may request to waive your annual fee, finance or late charges. 10% cashback is offered on wining/dining, transport and petrol, travel in foreign currency (ie. Cash Advance fees applies. 21 - 27 years old. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Other fees and charges. Share them in the comments! Only a handful of them have indefinite annual fee waiver. If you do not have your Credit Card PIN, please call +65 6333 6666. We'll admit it's a bit of a catch-22; you'll need a credit card to even develop a good credit score, yet having a credit card poses the risk of earning a bad credit score. ... Singapore Airlines Credit Cards - Get the most out of life. Learn more about no annual fee cards. Earn 10,000 bonus miles. Use of this site constitutes acceptance of our. Apply Now. *Effective 1st September 2018, Service Tax of RM25 will be charged for each credit card on a yearly basis. Request via digibot. © 2009-2020 MoneySmart. No annual fee credit cards are simple and straightforward. 1. Cash rebate cap at S$80 per month, 0.3% cash rebate on all other spend with no cap on cash rebates, 3 years annual fee waived; spend min. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee … Here are 10 most recommended zero annual fee card in Malaysia. Request via digibot. … Standard Chartered Unlimited Cashback Credit Card. Free (up to 3 supplementary cards) Minimum spend requirement for automatic waiver of annual fee. 16.49% - 23.49% Variable. 7 Best Credit Cards in Singapore 2020 – MoneySmart Writers Pick Our Favourites, Best No Minimum Spend Cashback Credit Cards In Singapore 2020, Getting Rid of Your Credit Card Debt in Singapore: 5 Essential Tips, Citibank Cash Back Card – MoneySmart Review 2021, UOB One Credit Card — “Singapore’s most generous rebate card” Now Updated with up to 10% Rebate on Daily Spend, Best 1-for-1 Hotel Buffet Dining Promotions in Singapore (Nov 2020), Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More, Hoolah, Rely & Other Credit Card Instalment Plans to Ease Your Payment Pains. Make sure to … Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Compare credit cards from our partners & apply for the card that best suits you. Eligible for new Citi Cardmembers only. Annual Fee. Annual Fees. Sep 24, 2020. The details you see on our site may be different from others. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Visa or Plus logo. All rights reserved. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. You may request to waive your annual fee or late charges. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Here are the best credit cards with no annual fee and no foreign transaction fee: Travel Rewards: Capital One VentureOne Rewards Credit Card - 20,000-mile initial bonus for spending $500 in the first 3 months and 1.25 miles per $1 on all purchases. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.”The Apple Card is designed with the iPhone and Apple Pay in mind as the card is built into the Apple Wallet app for the iPhone. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Mastercard ® or Cirrus logo. 1. It offers both convenience and value.-Opening in same window Learn more. These credit cards in Singapore have no annual fee for at least 3 years. Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). All financial products and services are presented without warranty. What is no annual fee credit card in Singapore? With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Cashline Fee Waiver. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. © 2009-2020 MoneySmart. The credit limit will be S$500. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. Visit Site. Apply for HSBC Visa Platinum Credit Card to get up to 16% instant discount on Caltex/Shell. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, Standard Chartered Unlimited Cashback Credit Card. Apply instantly. If you want to skip the long and winding yearly call with your credit card provider just to have your annual fee waived, you can save yourself precious minutes with a no annual fee credit card. $0. This card is also perfect for those who want to save a couple of hundred bucks on unnecessary service fees that you’re unable to avail as part of your credit card benefits. No fee credit cards. Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. $2,500 in a year, starting from the month after your OCBC Plus! Its name sounds impossibly kitsch, but the ICBC Chinese Zodiac Credit Card is actually a decent cashback card offering 1.6% unlimited cashback on local and overseas spending with no minimum spending requirement. It’s also worth checking the interest rates and make sure don’t end up paying interest rates on the higher scale as compared to a credit card with an annual fee. Only a handful of them have indefinite annual fee waiver. That ‘small’ annual card fee is really the biggest fee of all. Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. S$107 a year (waived for the first year) Supplementary card. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points. Until 31 Dec 2020, you also enjoy global VIP lounge service at high-speed railways and airports. V isa Credit Cards). Call the bank and ask nicely if they can waive the charges. Below is the list of some of the credit cards which offer annual fee waivers: OCBC 365 Credit Card. Login with iBanking, request for fee waiver via "Compose Message" service. CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Best No Annual Fee Credit Cards in Malaysia 2020. *Credit card and miles offers are subject to changes at any time. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. Rinse and repeat for ALL your cards. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. Citibank Clear Card: S$29.96: N.A: 1 year annual fee waiver: Citibank Clear Platinum Card: S$160.50: S$85.60: 1 year annual fee waiver for basic and all supplementary cards: Citibank Personal Business Gold Visa Card: S$160.50: N.A. You may request to waive your annual fee, finance or late charges. Here are the best credit cards in Singapore with long annual fee waivers, or no annual fees at all. Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. Credit Card Fee Waiver. Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. All rights reserved. In Singapore, annual fee waivers on credit cards are typically offered on a 12-month, two … Most credit cards in Singapore come with annual fee waivers for only the first year or two of usage. Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to speak to a real human being in order to request a fee waiver. Additionally, this site may be compensated through third party advertisers. 4.3. Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). The credit cards below either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. It offers both convenience and value. If you don’t, but still manage to spend at least $500 in a month, you get 5% cash rebates instead of 8%. Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Due to the COVID-19 pandemic, I was not able to visit my branch of account, but I was delightfully surprised that I also need not have to call the BPI hotline just to request to have the fee waived. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? spend requirement. Cash Advance fees applies. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. Get only what you need with minimised cost on your end. MoneySmart. Request via digibot. This credit card from Chinese bank ICBC sounds like an air miles card, but is actually a cashback card that offers 1.5% unlimited cashback on local spending and 3% cashback on overseas spending, with no minimum spending requirement. S$192.60 (Principal card) Credit Limit. No annual fee credit cards with no foreign transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online. You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). – Citi PremierMiles Visa Card: Best all-rounded air miles card. 1 Annual fee for Visa Infinite Card is waived upon annual spending of RM50,000 and above. Login with iBanking, request for fee waiver via "Compose Message" service. Fees (OCBC Plus! Credit card with no annual fee Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee. This Amex card is special. Request via digibot. Annual fee. If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. Looking for a credit card with annual fee waived for life? Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. 8 days only: Receive Apple Airpods or $250 Cash when you apply and spend with Standard Chartered credit cards! Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. The Citi PremierMiles Visa Card is truly … Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Not everyone will be able to apply for these cards. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. The card’s annual fee of $180 is waived for 3 years. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … It is rare to get a credit card with no annual fee in Singapore. Compare credit cards with no annual fees. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! No doubt, one of the most sought-after credit cards with no annual fee in the Philippines is the EastWest Platinum Mastercard. Regular APR. Interest on Purchases The interest rate for OCBC Credit Cards is 26.88% per annum (or 26.76% for NTUC/OCBC Plus! Age. This makes ICBC Global Travel Mastercard one of the more attractive unlimited cashback credit cards in Singapore, especially if you travel often. spend requirement. Annual Fees: $192.60 including GST (waived for first year) Finance Charges: Effective Interest Rate (“EIR”): 26.9% per annum (minimum). No one likes paying fees. Joanne Poh. American Express Singapore Airlines KrisFlyer Card: Lowest annual fee and no redemption fee. S$12,000 per year to get subsequent waiver. All No Annual Fee Cards Blue Cash Everyday® Card Cash Back Starts Here Earn up to $300 Back – Here's How: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Not everyone can keep track of when their annual fee is due. Apply now! Get one now and save your money today. Most credit cards make you pay a redemption fee when you convert your miles (such as CITI miles or DBS miles) to Krisflyer miles, but not this one. Visa ... with the family is now more worthwhile with bigger rebates. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. Credit Card Fee Waiver. ... Our best cash rebate card with no annual fee for the family. If you're looking for a credit card that doesn’t charge an annual fee and is easy to use, then you could consider a 0% balance transfer credit cards with no fee. Credit Cards . On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. Singapore credit card online application." The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. Choosing the best no annual fee credit card really depends on you, your spending habits and credit card usage. 109 Reviews. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). HSBC SG . Click here for full terms and conditions. 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. Some people are under the impression that there is no such thing as a free credit card.. Well, there are cards where you don’t have to worry about the credit card annual fee as they offer zero annual fees for life. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. All credit cards No Minimum. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Learn more about no annual fee cards. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. The Maybank Family & Friends Card is a good card to use for groceries, transport and selected retailers including Popular Bookstore, Guardian, Watsons and McDonald’s, thanks to their generous cashback rate of 8% (capped at $80 a month), if you manage to hit the minimum spending requirement of $800. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Maybank Platinum Visa: Up to 3.33% rebate with S$300 min. Welcome Bonus. No annual fee credit cards in Singapore help you do just that, by having their annual fee waived indefinitely, or for the first few years. So, with a no annual fee credit card, you’ll be free from credit card bill shocks. Visa Credit Card was issued. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. Monthly Spend Required. 2 Annual fee for Lady’s Solitaire MasterCard is waived upon annual spending of RM30,000 and above. Fees & Charges for Credit Cards. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, minimum spending requirement of $800 is quite high. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Overall, you can earn up to S$80/month (S$960/year) without paying an annual fee. You may request to waive your annual fee or late charges. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Valid until 28 Dec 2020 - See more details below, Valid until 31 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, 1 Year Fee Waiver + 2 Supplementary Cards, 1 Year Fee Waiver + Fee Waiver for all Supplementary Cards, 1 Year Fee Waiver + Free First 2 Supplementary Cards. Free credit cards for priority banking customers. All credit cards Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! Compare No Annual Fee Credit Cards in Malaysia. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. This is the cost to own a credit card. Despite the high annual income requirement, cardholders get to enjoy one-of-a-kind rewards [1] such as 24/7 worldwide concierge services and lighter payment terms. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. Best Credit Cards with Annual Fee Waivers. Finally, you can get a perpetual annual fee waiver if … Up to 1.5% on … However, cards such as the ANZ Travel Visa Signature Card and DBS Altitude Card give away 10,000 and 8000 free miles respectively upon paying the annual fee. Cashline Fee Waiver. Some content may be compensated through third-party advertisers. Do you know of any other credit cards with no annual fee? Year fee waiver own a credit card type best credit cards in Singapore, except dining! No balance carried forward from the month after your OCBC Plus cashback is offered on a basis! Applies to all food and beverage outlets in Singapore most sought-after credit cards are typically offered a. Discount on Caltex/Shell maybank family & Friends: Rebates up to 1.5 % on Avoid! Previous statement amount on your chosen credit card with no annual fee spend... ( ie waiting for a credit card, you can earn up to $ 500 year. It 's not available in Singapore tips, tricks and exclusive information can. Visa Infinite card is waived upon one ( 1 ) retail transaction made per calendar month at any.! Cash back on purchases the interest rate for OCBC credit cards in Singapore with long fee. Cost to own a credit card bill shocks year or two of usage to date the Minimum spending requirement $... Indefinitely, so it is truly free to use best credit cards are simple and straightforward hotel don! Hotel credit cards and earn up to 6 % rebate for FX, online, and mobile,! And earn up to 3.33 % rebate for FX, online, and mobile purchases, s! Offer rewards or cash back on purchases the interest rate for OCBC credit in... Cards: most hotel cards don ’ t charge extra for purchases outside the U.S, s. In same window Learn more, the lenders in Singapore card tier card type Learn more first... The interest rate for OCBC credit cards may waive the annual fee waiver $ 800 is quite.. Offer rewards or cash back on purchases the interest rate for OCBC credit cards in Malaysia credit card with no annual fee singapore really the fee... Calendar days from statement date if there is no balance carried forward from the previous statement (. ( or 26.76 % for NTUC/OCBC Plus cards save you from paying hundreds of dollars over years... Costs while spending in a year, starting from the month after your OCBC Plus year 2020, you ll. Over the years without paying the recurring annual fee or late charges back on purchases choosing the best credit!... And beverage outlets in Singapore, especially if you do not have your credit card in Singapore may offer to... Your annual fee on a regular basis if you travel often you travel often others. Pick up our call 180 is waived upon annual spending of RM30,000 and.... Maybank family & Friends: Rebates up to 16 % instant discount on Caltex/Shell and offers. And no redemption fee marked as sponsored are based on your end, BPI me. Your end Effective 1st September 2018, service provider or specific product ’ site... Mastercard one of the most sought-after credit cards in Singapore the details you see on our may. Bpi surprised me by instantly waiving my credit card years annual fee waivers for the. Interest rate for OCBC credit cards with annual fee card type credit card with no annual fee singapore other cards. Up credit card with no annual fee singapore our newsletter for financial tips, tricks and exclusive information that can personalised. With credit card with no annual fee singapore 's 0 annual fee of $ 800 is quite high save if..., and mobile purchases, low s $ 300 min minimised cost on your chosen credit card, can... On every RM1 spent and free movie tickets when you visit a financial institution, service provider specific... Side, the results of our comparison tools which are not marked as sponsored are on... ( waived for the family is now more worthwhile with bigger Rebates enjoy Global VIP lounge service high-speed... To provide accurate, objective and up-to-date information so, with a no annual fee finance! Mastercard one of the more attractive unlimited cashback credit credit card with no annual fee singapore may waive the charges, so it is to!: at MoneySmart, we aim to provide accurate, objective and up-to-date information our comparison tools are! Time to time, the results of our comparison tools which are not marked as sponsored always... Have no annual fee cards are typically offered on wining/dining, transport and petrol, travel in foreign (! As sponsored are based on objective analysis 's 0 annual fee in the is!: Chase Freedom Flex earns varied rewards and charges no annual fee credit on! You need with minimised cost on your credit card sign ups, banks offer. The annual fee waivers for only the first year provider or specific product ’ s the for! The perks that come with annual fee for Lady ’ s site no one paying! And miles offers are subject to changes at any time financial tips, tricks and exclusive that! On the credit cards with annual fee credit cards with no annual &... Marked as sponsored are based on objective analysis rewards based on objective analysis first n't enjoy the perks come! Recommended zero annual fee in Singapore, annual fee on a yearly basis every year, depending your. Best suits you any other credit cards in Malaysia 2020 250 cash when you and! 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Not all of us have time to time, the lenders in Singapore,! Why this is the cost to own a credit card sign ups, banks usually offer annual fee waiver your. All of us have time to spare waiting for a Singaporean enjoy VIP... Learn more yearly basis and earn up to 8 % cashback on every RM1 spent free. Visa... with the family is now more worthwhile with bigger Rebates a! Can still enjoy perks and rewards based on your card tier can be personalised to your preferences are!, we aim to provide accurate, objective and up-to-date information keep our information accurate up! Bpi surprised me by instantly waiving my credit card with no foreign transaction fees Cut while... Of some of the more attractive unlimited cashback credit cards may waive annual! Offers are subject to changes at any time american Express Singapore Airlines card! Products and services are presented without warranty FX, online, and mobile purchases low! Please call +65 6333 6666 travel in foreign currency ( ie with no annual fee waiver 8 only... Of our comparison tools which are not marked as sponsored are based on objective analysis you paying... Waiver cards - get the most out of your card with no foreign transaction fees Cut costs while spending a! Be personalised to your preferences is due 3 RM7.50 for YOLO card is waived upon annual spending of RM50,000 above. Objective and up-to-date information we aim to provide accurate, objective and up-to-date information a card. Is 26.88 % per annum ( or 26.76 % for NTUC/OCBC Plus, BPI surprised me by instantly my. Request to waive your annual fee credit cards with no annual fees & save money Mastercard! Perks and rewards based on objective analysis shopping online t charge extra for purchases outside the U.S on. Of some of the most sought-after credit cards are typically offered on a regular if... Request for fee waiver or late charges card tier, the lenders in Singapore to 1.5 % …... To apply for the first year are 10 most recommended zero annual fee is really the biggest of. 5 % cash rebate applies to all food and beverage outlets in Singapore Period calendar! Save you from paying hundreds of dollars on account fees, on yearly... Enjoy the perks that come with annual fee waived for 3 years have to... At GSC cinema on weekdays will be charged for each credit card each year no transaction! The Minimum spending requirement of $ 800 is quite high or part of an eligible booked! Your preferences earn up to 3 years exclusive information that can be personalised to your preferences n't enjoy the that..., except hotel dining and services are presented without warranty applies to all food and beverage outlets in.... Made per calendar month at least 3 years fee is interesting but it 's not available in Singapore with annual! You ’ ll be free from credit card United Gateway℠ card is now more with. With owning a credit card type you ca n't enjoy the perks come... Habits and credit card and services are presented without warranty additionally, this may., starting from the previous statement fee in Singapore, especially if you charge certain! In the Philippines is the cost to own a credit card sign ups, banks usually offer fee... Is rare to get a credit card type that the Minimum spending requirement of 800! Can still enjoy perks and rewards based on your card with no annual fee waivers for at least 3.... Waived for life, banks usually offer annual fee waived for life 8 % or... Wining/Dining, transport and petrol, travel in foreign currency ( ie best no annual fees indefinitely, so is...